
Hi, I'm Teresa Ellinger, CPWIC, and I believe that understanding your disability benefits shouldn't feel overwhelming or confusing.
For many people receiving SSDI or SSI, the thought of returning to work can bring a lot of questions and uncertainty. Will I lose my benefits? What happens to Medicare? How much can I earn? What do I need to report to Social Security? What happens if my work doesn't work out?
Those are important questions, and you shouldn't have to navigate them alone.
Through Golden Ticket Consulting, I provide education and guidance to help individuals better understand their disability benefits and the work incentives that may be available to them. My goal is to help you understand your options so you can make informed decisions about work and your future.
I also bring my experience in healthcare recruitment and employment to my work. I understand that finding the right employment opportunity is about more than simply finding a job—it's about finding an opportunity that fits your abilities, goals, and circumstances.
My approach is simple: listen first, explain things clearly, and help you understand your options.
You don't have to figure everything out at once. Sometimes the first step is simply having someone sit down with you, look at the information, and help you understand what it means.

Understand your Social Security disability benefits and how changes in employment and earnings may affect them.
Learn about Social Security work incentives that may apply to your situation and how they can support your employment goals.
Thinking about going back to work? We can review important benefit considerations so you have a better understanding of what to expect before taking that next step.
Understand what earnings need to be reported to Social Security, when to report them, and why maintaining accurate wage records is important.
Learn how working may affect Medicare and other benefit considerations as you return to work or increase your earnings.
Received an overpayment notice? Get help understanding the notice, what Social Security is requesting, and the options you may have for addressing the overpayment.
Your situation is unique. Individual benefits planning helps you better understand how employment, earnings, and applicable work incentives may interact with your benefits so you can make informed decisions about your future.

You don't need to know which service you need before reaching out.
If you're receiving SSDI or SSI and have questions about working, earnings, Medicare, wage reporting, work incentives, or an overpayment, we can start with your questions and determine what information may be most helpful.
Have questions about your benefits? Let's talk!
For your privacy, please do not include your Social Security number, Medicare number, medical records, or other sensitive personal information in this form.
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